Pay Off Your Mortgage Faster
Your loan
$
%
years
Extra payments
$
$
$
Extra payments are applied to principal only. Results update automatically.
Payoff time saved
—
Add extra payments to see how much time you save
Interest saved
—
vs. paying only the regular monthly payment
| Scenario | Payoff date | Total interest |
|---|---|---|
| No extra payments | — | — |
| With extra payments | — | — |
| Difference | — | — |
Regular monthly P&I
—
before any extra
Total extra paid
—
across all extra payments
Year-by-year payoff comparison
Enter your loan and any extra-payment amounts to see a year-by-year comparison.
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Last reviewed: September 2026 · Methodology