Last updated: September 2026

Maine Paycheck Calculator

A single filer earning $75,000 in Maine keeps about $57,833 a year, or $2,224 every two weeks. Maine income tax takes about $3,385, and Maine Paid Family and Medical Leave up to $375. Maine cities don't tax wages.

Maine tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act

Take-Home Pay —

Estimate Your Take-Home Pay

Tax Year

State

Filing Status

Pay Frequency

Pay Type

Gross Pay (per paycheck)

Pre-Tax Deductions (optional)

401(k) / 403(b) Contribution

Reduces taxable income. Does not reduce Social Security or Medicare.

Health / Dental / Vision Premium

Section 125 plan — reduces income tax and FICA.

FSA / HSA Contribution

Reduces income tax and FICA.

Additional Federal Withholding (optional)

From Step 4(c) of your W-4.

Results update automatically as you type.

Estimated Take-Home Pay

—

per paycheck

Item	Per Check	Annual
Gross Pay	—	—
↳ 401(k) Contribution	—	—
↳ Health Insurance	—	—
↳ FSA / HSA	—	—
Federal Income Tax	—	—
Social Security (6.2%)	—	—
Medicare (1.45%)	—	—
↳ Additional Medicare (0.9%)	—	—
State Income Tax	—	—
City Income Tax	—	—
Local Services Tax	—	—
State SDI / PFML	—	—
Extra Withholding	—	—
Take-Home Pay	—	—

Effective Tax Rate

—

all taxes combined

Total Deductions

—

per paycheck

Estimates federal, state, and select city taxes. Actual withholding may vary.

Maine Salary After Taxes at Common Pay Levels (2026)

Take-home pay for a single filer in Maine after federal income tax, Social Security and Medicare, Maine state income tax, and the ME PFML premium. Based on the 2026 IRS tables and the Maine state 2026 schedule.

Annual Salary	Federal Tax	FICA	ME Tax	SDI	Take-Home	Effective Rate
$40,000	$2,620	$3,060	$1,102	$200	$33,018	17.5%
$60,000	$5,020	$4,590	$2,372	$300	$47,718	20.5%
$80,000	$8,770	$6,120	$3,722	$400	$60,988	23.8%
$100,000	$13,170	$7,650	$5,129	$500	$73,551	26.4%
$150,000	$24,734	$11,475	$9,418	$750	$103,623	30.9%
$200,000	$36,734	$14,339	$13,401	$923	$134,603	32.7%

Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. Effective rate counts every deduction shown, including SDI. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.

Maine Take-Home Pay by Pay Frequency (2026)

The same Maine take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, Maine state income tax, and the ME PFML premium.

Annual Salary	Weekly52/yr	Biweekly26/yr	Semi-Monthly24/yr	Monthly12/yr
$40,000	$635	$1,270	$1,376	$2,752
$60,000	$918	$1,835	$1,988	$3,976
$80,000	$1,173	$2,346	$2,541	$5,082
$100,000	$1,414	$2,829	$3,065	$6,129
$150,000	$1,993	$3,985	$4,318	$8,635
$200,000	$2,589	$5,177	$5,608	$11,217

Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday — 26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month (often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Maine, that difference is about $106 per check. Annual take-home is identical either way.

Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.

What's different about a Maine paycheck

Paid leave: premiums since 2025, benefits since May 2026

Maine Paid Family and Medical Leave premiums are 1% of wages at employers with 15 or more employees, and employers may take up to half, 0.5%, from your pay. Smaller employers owe 0.5% and may deduct all of it. Benefits for up to 12 weeks of leave a year began May 1, 2026. The tables on this page assume the 0.5% employee share.

Form W-4ME, not your federal W-4

Maine withholding allowances come from Form W-4ME, not the federal W-4. If you don't give your employer a valid W-4ME, or Maine Revenue Services tells the employer yours is invalid, you are withheld as single with no allowances.

Bonuses at 5%

Bonuses and other supplemental pay issued separately can be withheld at a flat 5%. A $10,000 bonus that way arrives as about $6,485 after the federal 22%, Maine, Social Security, Medicare, and the paid leave premium. Maine taxes income above $27,400 of taxable income at 6.75% or more, so a large bonus can leave tax due at filing.

A $15.10 minimum wage

Maine's minimum wage is $15.10 an hour in 2026 and rises with the cost of living each year. Full-time that is $31,408 a year, about $26,656 after taxes and the paid leave premium.

For the annual picture, including capital gains, credits, and filing deadlines, see the Maine income tax calculator.

Maine Income Tax Brackets (2026)

Tax Rate	Single Filer	Married Filing Jointly
5.8%	$0 – $27,400	$0 – $54,850
6.75%	$27,400 – $64,850	$54,850 – $129,750
7.15%	$64,850 – $1,000,000	$129,750 – $1,500,000
9.15%	Over $1,000,000	Over $1,500,000

Standard Deduction

$15,700 single · $31,400 joint Shrinks by 20.933% of income over $102,250 (20.933% over $204,550 joint)

Personal exemption

$5,300 single · $10,600 joint; phases out between $333,450 and $458,450 of income ($400,100 and $525,100 joint)

Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction, and the personal exemption.

Methodology & Sources

Tax year: 2025, 2026 & 2027 (projected)· Last reviewed: September 2026

Estimates Maine take-home pay using IRS percentage-method federal withholding, FICA, Maine state income tax, the ME PFML premium, and pre-tax deductions.

▸ Formulas used

Federal income tax: progressive marginal brackets applied to gross pay minus the standard deduction, prorated to the selected pay period.
Social Security: 6.2% on wages up to the annual wage base ($176,100 in 2025; $184,500 in 2026; $192,300 in 2027).
Medicare: 1.45% on all wages plus an additional 0.9% on wages above $200,000.
Maine state income tax: progressive brackets from 5.8% to 9.15% applied to gross pay minus the standard deduction and personal exemption.
Maine Paid Family and Medical Leave costs 1% of wages up to the Social Security wage base ($184,500) in 2026 at employers with 15 or more employees, who may deduct up to half (0.5%) from pay; smaller employers owe 0.5% and may deduct all of it. Benefits began May 1, 2026.

▸ Assumptions & limitations

Withholding is estimated using IRS Publication 15-T methodology, not employer payroll software — actual paychecks may differ by a few dollars.
No tax credits (Child Tax Credit, EITC, education credits, etc.) are applied — these reduce the final tax bill, not paycheck withholding.
Applies the standard deduction and personal exemption; Maine-specific credits are not modeled.
Assumes a single job; multi-job households should use the IRS Tax Withholding Estimator for an aggregate view.

▸ Primary sources

▸ What changed this year

2026: Maine: top rate raised from 7.15% to 9.15%; 3 brackets became 4; standard deduction $15,000 to $15,700 single; personal exemption $5,150 to $5,300. Maine hasn't published all of its 2026 amounts yet, so 2025 amounts are used for those until it does.
2026: ME PFML: wage cap $176,100 to $184,500.
2026: Federal: standard deduction $16,100 single and $32,200 joint (from $15,750 and $31,500); brackets adjusted for inflation; Social Security wage base $184,500 (from $176,100).

Results are estimates based on the values you enter and may differ from employer payroll systems, tax forms, or official filings. This calculator does not provide tax, legal, payroll, or financial advice.

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Top Cities in Maine

The largest cities in Maine, by U.S. Census Bureau estimate for July 1, 2025:

Portland — 69,911 residents
Lewiston — 38,866 residents
Bangor — 32,518 residents

How Maine Compares to Neighboring States

Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:

State	Take-Home	vs. Maine
Maine (here)	$58,208	—
New Hampshire	$61,593	+$3,385

Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.

Frequently Asked Questions

What is the Maine state income tax rate?

Maine has progressive income tax brackets ranging from 5.8% to 9.15%. Most middle-income earners hit the middle brackets; the top rate applies only above $1,000,000.

How much is taken out of my paycheck in Maine?

For a single filer earning $75,000 in Maine (2026): about $7,670 in federal income tax, $5,738 in Social Security and Medicare, $3,385 in Maine state income tax, and $375 for the ME PFML premium, leaving about $57,833 a year, or $2,224 per biweekly paycheck.