Last updated: September 2026

Alabama Paycheck Calculator

A single filer earning $75,000 in Alabama keeps about $58,466 a year, or $2,249 every two weeks, after about $3,127 in Alabama income tax. Alabama withholding is figured after subtracting your federal withholding, so the two are linked: anything that raises federal withholding lowers the state's a little.

Alabama tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act

Take-Home Pay —

Estimate Your Take-Home Pay

Tax Year

State

Filing Status

Pay Frequency

Pay Type

Gross Pay (per paycheck)

Pre-Tax Deductions (optional)

401(k) / 403(b) Contribution

Reduces taxable income. Does not reduce Social Security or Medicare.

Health / Dental / Vision Premium

Section 125 plan — reduces income tax and FICA.

FSA / HSA Contribution

Reduces income tax and FICA.

Additional Federal Withholding (optional)

From Step 4(c) of your W-4.

Results update automatically as you type.

Estimated Take-Home Pay

—

per paycheck

Item	Per Check	Annual
Gross Pay	—	—
↳ 401(k) Contribution	—	—
↳ Health Insurance	—	—
↳ FSA / HSA	—	—
Federal Income Tax	—	—
Social Security (6.2%)	—	—
Medicare (1.45%)	—	—
↳ Additional Medicare (0.9%)	—	—
State Income Tax	—	—
City Income Tax	—	—
Local Services Tax	—	—
State SDI / PFML	—	—
Extra Withholding	—	—
Take-Home Pay	—	—

Effective Tax Rate

—

all taxes combined

Total Deductions

—

per paycheck

Estimates federal, state, and select city taxes. Actual withholding may vary.

Alabama Salary After Taxes at Common Pay Levels (2026)

Salary after taxes for a single filer in Alabama: this table estimates take-home pay after federal income tax, FICA (Social Security 6.2% and Medicare 1.45%), and Alabama state income tax. Based on the 2026 IRS tax tables and the Alabama state 2026 tax schedule. Local income taxes are not included in these figures.

Annual Salary	Federal Tax	FICA	AL Tax	Take-Home	Effective Rate
$40,000	$2,620	$3,060	$1,629	$32,691	18.3%
$60,000	$5,020	$4,590	$2,509	$47,881	20.2%
$80,000	$8,770	$6,120	$3,322	$61,789	22.8%
$100,000	$13,170	$7,650	$4,102	$75,079	24.9%
$150,000	$24,734	$11,475	$6,023	$107,768	28.2%
$200,000	$36,734	$14,339	$7,923	$141,004	29.5%

Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.

Alabama Take-Home Pay by Pay Frequency (2026)

The same Alabama take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, and Alabama state income tax.

Annual Salary	Weekly52/yr	Biweekly26/yr	Semi-Monthly24/yr	Monthly12/yr
$40,000	$629	$1,257	$1,362	$2,724
$60,000	$921	$1,842	$1,995	$3,990
$80,000	$1,188	$2,376	$2,575	$5,149
$100,000	$1,444	$2,888	$3,128	$6,257
$150,000	$2,072	$4,145	$4,490	$8,981
$200,000	$2,712	$5,423	$5,875	$11,750

Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday — 26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month (often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Alabama, that difference is about $105 per check. Annual take-home is identical either way.

Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.

What's different about a Alabama paycheck

Federal withholding comes off first

Alabama's withholding formula annualizes your pay, then subtracts the standard deduction, your personal and dependent exemptions, and your annual federal withholding before applying 2%, 4%, and 5%. Asking for extra federal withholding on your W-4 slightly reduces Alabama withholding, by 5 cents for each extra dollar of federal tax.

The A-4 sets your exemptions

On Form A-4 you claim single ($1,500), married ($3,000), married filing separately, or head of family, plus dependents. Each dependent is worth $1,000 if your pay is $50,000 or less, $500 up to $100,000, and $300 above. Claim zero and no personal exemption is subtracted.

The standard deduction depends on pay

Withholding uses the same sliding standard deduction as the return: $3,000 for a single employee earning $25,999 or less, $25 less for each $500 above that, and $2,500 from $35,500. For married employees it runs from $8,500 down to $5,000.

City occupational taxes

Some Alabama cities and counties, including Birmingham, charge an occupational tax on pay earned there, and employers withhold it along with state tax. The calculator doesn't include it.

Minimum wage

Alabama has no state minimum wage law, so employers covered by federal law pay at least $7.25 an hour, or $15,080 a year full-time.

For the annual picture, including capital gains, credits, and filing deadlines, see the Alabama income tax calculator.

Alabama Income Tax Brackets (2026)

Tax Rate	Single Filer	Married Filing Jointly
2%	$0 – $500	$0 – $1,000
4%	$500 – $3,000	$1,000 – $6,000
5%	Over $3,000	Over $6,000

Standard Deduction

$3,000 single · $8,500 joint Shrinks by 5% of income over $25,750, more steeply above $35,750

Personal exemption

$1,500 single · $3,000 joint

Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction, and the personal exemption.

Methodology & Sources

Tax year: 2025, 2026 & 2027 (projected)· Last reviewed: September 2026

Estimates Alabama take-home pay using IRS percentage-method federal withholding, FICA, Alabama state income tax, and pre-tax deductions. Local income taxes in Alabama are not included.

▸ Formulas used

Federal income tax: progressive marginal brackets applied to gross pay minus the standard deduction, prorated to the selected pay period.
Social Security: 6.2% on wages up to the annual wage base ($176,100 in 2025; $184,500 in 2026; $192,300 in 2027).
Medicare: 1.45% on all wages plus an additional 0.9% on wages above $200,000.
Alabama state income tax: progressive brackets from 2% to 5% applied to gross pay minus the standard deduction and personal exemption.
Birmingham charges a 1% occupational tax on wages earned in the city, and a handful of other Alabama cities and counties levy similar occupational taxes on people who work there.

▸ Assumptions & limitations

Withholding is estimated using IRS Publication 15-T methodology, not employer payroll software — actual paychecks may differ by a few dollars.
No tax credits (Child Tax Credit, EITC, education credits, etc.) are applied — these reduce the final tax bill, not paycheck withholding.
Applies the standard deduction and personal exemption; Alabama-specific credits are not modeled.
Assumes a single job; multi-job households should use the IRS Tax Withholding Estimator for an aggregate view.

▸ Primary sources

▸ What changed this year

2026: Alabama's income tax rates and standard deduction didn't change for 2026.
2026: Federal: standard deduction $16,100 single and $32,200 joint (from $15,750 and $31,500); brackets adjusted for inflation; Social Security wage base $184,500 (from $176,100).

Results are estimates based on the values you enter and may differ from employer payroll systems, tax forms, or official filings. This calculator does not provide tax, legal, payroll, or financial advice.

Report an error Corrections log Editorial standards

Top Cities in Alabama

The largest cities in Alabama, where local taxes may apply on top of state withholding, by U.S. Census Bureau estimate for July 1, 2025:

Huntsville — 233,627 residents
Mobile — 200,824 residents
Birmingham — 195,893 residents
Montgomery — 195,300 residents

How Alabama Compares to Neighboring States

Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:

State	Take-Home	vs. Alabama
Alabama (here)	$58,466	—
Florida	$61,593	+$3,127
Georgia	$58,599	+$133
Tennessee	$61,593	+$3,127
Mississippi	$59,325	+$859

Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.

Frequently Asked Questions

What is the Alabama state income tax rate?

Alabama has progressive income tax brackets ranging from 2% to 5%. Most middle-income earners hit the middle brackets; the top rate applies only above $3,000.

How much is taken out of my paycheck in Alabama?

For a single filer earning $75,000 in Alabama (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $3,127 in Alabama state income tax — leaving about $58,466 take-home (22% effective tax rate). On top of that, expect any local income tax where you live or work.

Why does Alabama withholding change when my federal withholding changes?

Alabama's withholding formula subtracts your annual federal withholding before computing state tax, because Alabama allows a deduction for federal income tax.