A single filer earning $75,000 in Mississippi keeps about $59,325 a year, or $2,282 every two weeks, after about $2,268 in Mississippi income tax, $227 less than for 2025. Mississippi has no local income tax and no disability or paid leave premium.
Mississippi tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act
Take-Home Pay—
Estimate Your Take-Home Pay
2027 figures are projected. Federal brackets and the standard
deduction are computed from chained CPI-U through August 2026. The Social Security
wage base is the SSA's official figure. State figures carry 2026 values
except where a 2027 rate is already enacted, so state tax may be slightly
overstated. Official IRS figures publish in October.
How we computed these
$
$
hrs
80 hrs is standard for bi-weekly.
Pre-Tax Deductions (optional)
$%
Reduces taxable income. Does not reduce Social Security or Medicare.
$
Section 125 plan — reduces income tax and FICA.
$
Reduces income tax and FICA.
$
From Step 4(c) of your W-4.
Results update automatically as you type.
Estimated Take-Home Pay
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per paycheck
Item
Per Check
Annual
Gross Pay
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↳ 401(k) Contribution
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↳ Health Insurance
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↳ FSA / HSA
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Federal Income Tax
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Social Security (6.2%)
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Medicare (1.45%)
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↳ Additional Medicare (0.9%)
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State Income Tax
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City Income Tax
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Local Services Tax
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State SDI / PFML
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Extra Withholding
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Take-Home Pay
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Effective Tax Rate
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all taxes combined
Total Deductions
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per paycheck
Estimates federal, state, and select city taxes. Actual withholding may vary.
Mississippi Salary After Taxes at Common Pay Levels (2026)
Salary after taxes for a single filer in Mississippi: this table estimates take-home pay after federal income tax, FICA (Social Security 6.2% and Medicare 1.45%), and Mississippi state income tax. Based on the 2026 IRS tax tables and the Mississippi state 2026 tax schedule.
Annual Salary
Federal Tax
FICA
MS Tax
Take-Home
Effective Rate
$40,000
$2,620
$3,060
$868
$33,452
16.4%
$60,000
$5,020
$4,590
$1,668
$48,722
18.8%
$80,000
$8,770
$6,120
$2,468
$62,642
21.7%
$100,000
$13,170
$7,650
$3,268
$75,912
24.1%
$150,000
$24,734
$11,475
$5,268
$108,523
27.7%
$200,000
$36,734
$14,339
$7,268
$141,659
29.2%
Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.
Mississippi Take-Home Pay by Pay Frequency (2026)
The same Mississippi take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, and Mississippi state income tax.
Annual Salary
Weekly52/yr
Biweekly26/yr
Semi-Monthly24/yr
Monthly12/yr
$40,000
$643
$1,287
$1,394
$2,788
$60,000
$937
$1,874
$2,030
$4,060
$80,000
$1,205
$2,409
$2,610
$5,220
$100,000
$1,460
$2,920
$3,163
$6,326
$150,000
$2,087
$4,174
$4,522
$9,044
$200,000
$2,724
$5,448
$5,902
$11,805
Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday —
26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month
(often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Mississippi,
that difference is about $107 per check.
Annual take-home is identical either way.
Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.
What's different about a Mississippi paycheck
Form 89-350, not your federal W-4
Mississippi withholding runs on Form 89-350, which lists exemptions in dollars: $6,000 single, $12,000 married, $9,500 head of family, and $1,500 for each dependent. The Department of Revenue says a federal W-4 doesn't supply what it needs. If you never file one, your employer withholds with no exemption at all.
Couples can split the $12,000
When both spouses work, they can divide the $12,000 married exemption between their two jobs in multiples of $500, as long as the total isn't more than $12,000, and divide their dependents however they like. Claiming the full $12,000 at both jobs isn't allowed and would leave too little withheld.
Bonuses are added to regular pay
Mississippi has no flat supplemental rate. A bonus paid with regular wages is withheld as one payment; paid separately, it is added to the last regular paycheck and the extra tax is withheld from the bonus. If that over-withholds substantially, the employer may use the rate of the employee's expected top bracket, 4% for 2026.
The federal minimum wage applies
Mississippi has no minimum wage law of its own, so covered employers pay the federal $7.25. Full-time that is $15,080 a year, about $13,926 after taxes; Mississippi tax at that pay is $0.
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What is the Mississippi state income tax rate?
Mississippi has a flat income tax rate of 4% for 2026. Whether you earn $40,000 or $200,000, your state tax rate is the same — applied to taxable income above the first $10,000, which is taxed at 0% (after the standard deduction and personal exemption).
How much is taken out of my paycheck in Mississippi?
For a single filer earning $75,000 in Mississippi (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $2,268 in Mississippi state income tax — leaving about $59,325 take-home (20.9% effective tax rate). Mississippi has no state paid-leave premium and no local income tax, so those are the only deductions required by law.
What is the Mississippi withholding rate for 2026?
4.0% on taxable income above $10,000, after the standard deduction and your exemption.
What happens if I don't file Form 89-350?
Your employer withholds as if you claimed no exemption, which takes more from each paycheck.
What is the minimum wage in Mississippi?
There is no state minimum wage; the federal $7.25 applies to covered employers.