A single filer earning $75,000 in Hawaii keeps about $57,321 a year, or $2,205 every two weeks. Hawaii income tax takes about $3,896, $274 less than for 2025 as the standard deduction nearly doubles, and Temporary Disability Insurance takes up to $375.
Hawaii tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act
Take-Home Pay—
Estimate Your Take-Home Pay
2027 figures are projected. Federal brackets and the standard
deduction are computed from chained CPI-U through August 2026. The Social Security
wage base is the SSA's official figure. State figures carry 2026 values
except where a 2027 rate is already enacted, so state tax may be slightly
overstated. Official IRS figures publish in October.
How we computed these
$
$
hrs
80 hrs is standard for bi-weekly.
Pre-Tax Deductions (optional)
$%
Reduces taxable income. Does not reduce Social Security or Medicare.
$
Section 125 plan — reduces income tax and FICA.
$
Reduces income tax and FICA.
$
From Step 4(c) of your W-4.
Results update automatically as you type.
Estimated Take-Home Pay
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per paycheck
Item
Per Check
Annual
Gross Pay
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↳ 401(k) Contribution
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↳ Health Insurance
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↳ FSA / HSA
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Federal Income Tax
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Social Security (6.2%)
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Medicare (1.45%)
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↳ Additional Medicare (0.9%)
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State Income Tax
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City Income Tax
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Local Services Tax
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State SDI / PFML
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Extra Withholding
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Take-Home Pay
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Effective Tax Rate
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all taxes combined
Total Deductions
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per paycheck
Estimates federal, state, and select city taxes. Actual withholding may vary.
Hawaii Salary After Taxes at Common Pay Levels (2026)
Take-home pay for a single filer in Hawaii after federal income tax, Social Security and Medicare, Hawaii state income tax, and the HI TDI premium. Based on the 2026 IRS tables and the Hawaii state 2026 schedule.
Annual Salary
Federal Tax
FICA
HI Tax
SDI
Take-Home
Effective Rate
$40,000
$2,620
$3,060
$1,325
$200
$32,795
18%
$60,000
$5,020
$4,590
$2,756
$300
$47,334
21.1%
$80,000
$8,770
$6,120
$4,276
$390
$60,444
24.4%
$100,000
$13,170
$7,650
$5,796
$390
$72,994
27%
$150,000
$24,734
$11,475
$9,644
$390
$103,757
30.8%
$200,000
$36,734
$14,339
$13,649
$390
$134,888
32.6%
Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. Effective rate counts every deduction shown, including SDI. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.
Hawaii Take-Home Pay by Pay Frequency (2026)
The same Hawaii take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, Hawaii state income tax, and the HI TDI premium.
Annual Salary
Weekly52/yr
Biweekly26/yr
Semi-Monthly24/yr
Monthly12/yr
$40,000
$631
$1,261
$1,366
$2,733
$60,000
$910
$1,821
$1,972
$3,944
$80,000
$1,162
$2,325
$2,518
$5,037
$100,000
$1,404
$2,807
$3,041
$6,083
$150,000
$1,995
$3,991
$4,323
$8,646
$200,000
$2,594
$5,188
$5,620
$11,241
Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday —
26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month
(often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Hawaii,
that difference is about $105 per check.
Annual take-home is identical either way.
Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.
What's different about a Hawaii paycheck
TDI: 0.5% up to $7.50 a week
Hawaii requires employers to provide Temporary Disability Insurance, and they may deduct half its cost from your pay, but no more than 0.5% of weekly wages and no more than $7.50 a week for 2026 (up from $7.21 for 2025). That caps the deduction at $390 a year; it reaches the cap at about $78,000 of annual pay. TDI pays 58% of your average weekly wage while you can't work, up to $871 a week for 2026. The tables on this page include it.
Employer health coverage is required
Under the Prepaid Health Care Act, employers must provide health insurance to employees who work 20 or more hours a week and earn at least $1,387 a month in 2026. The employer can take half the premium from your pay, but never more than 1.5% of your wages, and pays the rest.
No "exempt" on Form HW-4
Hawaii uses its own Form HW-4 and doesn't allow employees to claim exemption from withholding. If you don't turn one in, your employer withholds as if you were single with no allowances. Heads of household are treated as single but can claim an extra allowance.
A $16 minimum wage
Hawaii's minimum wage is $16.00 an hour in 2026. Full-time that is $33,280 a year, about $27,886 after taxes and TDI.
For the annual picture, including capital gains, credits, and filing deadlines, see the Hawaii income tax calculator.
Hawaii Income Tax Brackets (2026)
Tax Rate
Single Filer
Married Filing Jointly
1.4%
$0 – $9,600
$0 – $19,200
3.2%
$9,600 – $14,400
$19,200 – $28,800
5.5%
$14,400 – $19,200
$28,800 – $38,400
6.4%
$19,200 – $24,000
$38,400 – $48,000
6.8%
$24,000 – $36,000
$48,000 – $72,000
7.2%
$36,000 – $48,000
$72,000 – $96,000
7.6%
$48,000 – $125,000
$96,000 – $250,000
7.9%
$125,000 – $175,000
$250,000 – $350,000
8.25%
$175,000 – $225,000
$350,000 – $450,000
9%
$225,000 – $275,000
$450,000 – $550,000
10%
$275,000 – $325,000
$550,000 – $650,000
11%
Over $325,000
Over $650,000
Standard Deduction
$8,000 single · $16,000 joint
Personal exemption
$1,144 single · $2,288 joint
Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction, and the personal exemption.
Frequently Asked Questions
What is the Hawaii state income tax rate?
Hawaii has progressive income tax brackets ranging from 1.4% to 11%. Most middle-income earners hit the middle brackets; the top rate applies only above $325,000.
How much is taken out of my paycheck in Hawaii?
For a single filer earning $75,000 in Hawaii (2026): about $7,670 in federal income tax, $5,738 in Social Security and Medicare, $3,896 in Hawaii state income tax, and $375 for the HI TDI premium, leaving about $57,321 a year, or $2,205 per biweekly paycheck.
How much is Hawaii TDI in 2026?
At most 0.5% of weekly wages and $7.50 a week, or $390 a year. Employers may also pay it all.
Can I claim exempt from Hawaii withholding?
No. Hawaii law doesn't allow exempt status on Form HW-4, except for certified disabled persons and qualifying nonresident military spouses.