Last updated: September 2026

Rhode Island Income Tax Calculator

Rhode Island has three rates, 3.75%, 4.75%, and 5.99%, and the same brackets for every filing status: the 4.75% rate starts at $82,050 of taxable income whether you file alone or jointly. A single filer earning $80,000 owes about $2,383 for 2026.

Rhode Island tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act

Estimate Your Tax Bill

Income
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$

SE tax and the deductible half are calculated automatically.

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Deduction
Standard deduction —

Results update automatically as you type.

Estimated Total Tax
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federal + state + SE
Wages / Salary —
Total Income —
Adj. Gross Income —
Standard Deduction —
Taxable Income —
Federal Income Tax —
Total Tax —
Effective Rate
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total tax / total income
Marginal Rate
—
federal, on last dollar

Estimate only. Does not include credits, AMT, or investment income at preferential rates.

Federal Tax Bracket Breakdown

Enter your income above to see how your tax is calculated bracket by bracket.

Rhode Island Income Tax at Common Salaries (2026)

Estimated annual federal and Rhode Island state income tax for a single filer, after the standard deduction. Numbers reflect the 2026 IRS tax tables and the 2026 Rhode Island state tax schedule. FICA (Social Security and Medicare) is not income tax — see the calculator above for full paycheck modeling.

Salary Federal Tax RI Tax Total Income Tax Effective Rate
$40,000 $2,620 $883 $3,503 8.8%
$60,000 $5,020 $1,633 $6,653 11.1%
$80,000 $8,770 $2,383 $11,153 13.9%
$100,000 $13,170 $3,148 $16,318 16.3%
$150,000 $24,734 $5,523 $30,257 20.2%
$200,000 $36,734 $7,898 $44,632 22.3%

Single filer using the standard deduction. No tax credits, itemized deductions, or pre-tax adjustments.

What's different about Rhode Island income tax

One schedule for everyone

Single filers, married couples, and heads of household all use the same brackets: 3.75% up to $82,050, 4.75% up to $186,450, and 5.99% above for 2026. Joint filers get a larger standard deduction ($22,400 against $11,200) and one $5,250 exemption per person, but no wider brackets, so a two-earner couple reaches the top rate at the same taxable income as one single filer.

Deductions vanish in steps above $261,000

Above $261,000 of modified federal AGI, Rhode Island cuts the standard deduction and every exemption by 20% for each $7,450 of income or part of it, and they are gone above $290,800. Losing them adds about $985 to a single filer's tax on top of the 5.99% on the extra income. The amounts, brackets, and phase-out range are all indexed each year.

Social Security and pensions at full retirement age

Once you reach Social Security full retirement age, taxable Social Security can be subtracted if federal AGI is under $107,000 single or $133,750 joint for 2025. The same limits apply to a pension, 401(k), 403(b), and annuity subtraction, which rises to $50,000 from 2025.

A property tax relief credit

Lower-income homeowners and renters can claim the property tax relief credit on Form RI-1040H, figured as a share of property tax or rent above a percentage of household income, up to $700 for 2025.

Rhode Island tax credits (2025 returns)

Credits come off the tax itself, after the brackets. The calculator applies only the ones marked; the rest depend on your family and income, so subtract any you qualify for from the estimate.

Credit Amount Who gets it In calculator
Property tax relief credit Up to $700 Lower-income homeowners and renters (Form RI-1040H) No

Rhode Island Income Tax Brackets (2026)

Tax RateSingle FilerMarried Filing Jointly
3.75%$0 – $82,050$0 – $82,050
4.75%$82,050 – $186,450$82,050 – $186,450
5.99%Over $186,450Over $186,450
Standard Deduction
$11,200 single · $22,400 joint Falls 20% for each $7,450 of income, or part of it, over $261,000; gone above $290,800
Personal exemption
$5,250 single · $10,500 joint; phases out between $261,000 and $290,800 of income ($261,000 and $290,800 joint)

Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction, and the personal exemption.

Filing and paying Rhode Island income tax

Return
Form RI-1040, due April 15.
Withholding
Employers use the 2026 withholding tables with Form RI W-4, which every employee must file in addition to the federal W-4.

To see how Rhode Island sits against every other state on top rate, bracket count and standard deduction, see state income tax rates for 2026 — all 51 jurisdictions in one sortable table.

How Rhode Island Income Tax Compares to Neighboring States

Total income tax (federal + state) on a $100,000 annual salary in 2026, single filer using the standard deduction:

State State Tax Total Income Tax vs. Rhode Island
Rhode Island (here) $3,148 $16,318 —
Connecticut $4,975 $18,145 +$1,827
Massachusetts $4,780 $17,950 +$1,632

A negative "vs." figure means that state collects less total income tax than Rhode Island. Federal portion is identical across states; only state tax varies.

Frequently Asked Questions

What is the Rhode Island state income tax rate for 2026?

Rhode Island state income tax for 2026 ranges from 3.75% on the lowest bracket to 5.99% on income above $186,450 (single filer). Most earners stay below the top bracket; the top rate applies only to high earners.

How much income tax will I pay in Rhode Island on a $100,000 salary?

For a single filer earning $100,000 in Rhode Island in 2026, expect approximately $13,170 in federal income tax and $3,148 in Rhode Island state income tax — for a total income tax of about $16,318, an effective rate of 16.3%. This excludes FICA (Social Security and Medicare), which adds roughly 7.65% on top.

What are Rhode Island's income tax brackets for 2026?

3.75% up to $82,050 of taxable income, 4.75% up to $186,450, and 5.99% above, for every filing status.

What is the Rhode Island standard deduction for 2026?

$11,200 single and $22,400 joint, phased out between $261,000 and $290,800 of income.

Does Rhode Island tax Social Security?

Not for filers at full retirement age with federal AGI under $107,000 single or $133,750 joint (2025). Above those limits it is taxed as on the federal return.

For the preferential federal rates on long-term gains, see the Capital Gains Tax Calculator. For the federal brackets, standard deduction, and Social Security wage base that sit underneath this state calculation, see 2026 Tax Calculators.

More Rhode Island Calculators

Rhode Island Paycheck Calculator
Per-paycheck take-home after federal and state income tax, FICA, and the state disability or paid-leave premium.
Rhode Island Sales Tax
Rhode Island state and city sales tax rates, with a calculator.

All-States Income Tax

The general income tax calculator with every U.S. state.

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