A single filer earning $75,000 in Rhode Island keeps about $58,572 a year, or $2,253 every two weeks. Rhode Island income tax takes about $2,196, and Temporary Disability Insurance $825, which pays for both disability and paid caregiver leave.
Rhode Island tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act
Take-Home Pay—
Estimate Your Take-Home Pay
2027 figures are projected. Federal brackets and the standard
deduction are computed from chained CPI-U through August 2026. The Social Security
wage base is the SSA's official figure. State figures carry 2026 values
except where a 2027 rate is already enacted, so state tax may be slightly
overstated. Official IRS figures publish in October.
How we computed these
$
$
hrs
80 hrs is standard for bi-weekly.
Pre-Tax Deductions (optional)
$%
Reduces taxable income. Does not reduce Social Security or Medicare.
$
Section 125 plan — reduces income tax and FICA.
$
Reduces income tax and FICA.
$
From Step 4(c) of your W-4.
Results update automatically as you type.
Estimated Take-Home Pay
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per paycheck
Item
Per Check
Annual
Gross Pay
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↳ 401(k) Contribution
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↳ Health Insurance
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↳ FSA / HSA
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Federal Income Tax
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Social Security (6.2%)
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Medicare (1.45%)
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↳ Additional Medicare (0.9%)
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State Income Tax
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City Income Tax
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Local Services Tax
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State SDI / PFML
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Extra Withholding
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Take-Home Pay
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Effective Tax Rate
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all taxes combined
Total Deductions
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per paycheck
Estimates federal, state, and select city taxes. Actual withholding may vary.
Rhode Island Salary After Taxes at Common Pay Levels (2026)
Take-home pay for a single filer in Rhode Island after federal income tax, Social Security and Medicare, Rhode Island state income tax, and the RI TDI / TCI premium. Based on the 2026 IRS tables and the Rhode Island state 2026 schedule.
Annual Salary
Federal Tax
FICA
RI Tax
SDI
Take-Home
Effective Rate
$40,000
$2,620
$3,060
$883
$440
$32,997
17.5%
$60,000
$5,020
$4,590
$1,633
$660
$48,097
19.8%
$80,000
$8,770
$6,120
$2,383
$880
$61,847
22.7%
$100,000
$13,170
$7,650
$3,148
$1,100
$74,932
25.1%
$150,000
$24,734
$11,475
$5,523
$1,100
$107,168
28.6%
$200,000
$36,734
$14,339
$7,898
$1,100
$139,929
30%
Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. Effective rate counts every deduction shown, including SDI. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.
Rhode Island Take-Home Pay by Pay Frequency (2026)
The same Rhode Island take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, Rhode Island state income tax, and the RI TDI / TCI premium.
Annual Salary
Weekly52/yr
Biweekly26/yr
Semi-Monthly24/yr
Monthly12/yr
$40,000
$635
$1,269
$1,375
$2,750
$60,000
$925
$1,850
$2,004
$4,008
$80,000
$1,189
$2,379
$2,577
$5,154
$100,000
$1,441
$2,882
$3,122
$6,244
$150,000
$2,061
$4,122
$4,465
$8,931
$200,000
$2,691
$5,382
$5,830
$11,661
Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday —
26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month
(often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Rhode Island,
that difference is about $106 per check.
Annual take-home is identical either way.
Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.
What's different about a Rhode Island paycheck
TDI fell to 1.1% for 2026
Rhode Island's Temporary Disability Insurance and Temporary Caregiver Insurance are paid entirely by employees through payroll: 1.1% of wages for 2026, down from 1.3%, on the first $100,000 of pay, up from $89,200. The most anyone pays is $1,100 a year. The tables on this page include it.
An RI W-4 is required
Since 2020 Rhode Island employers can't rely on the federal W-4 for state withholding. Every employee must also complete Form RI W-4, which lists the dependents and other exemptions you claim, each worth $5,250 for 2026, and any extra amount you want withheld.
Bonuses at 5.99%
The supplemental withholding rate is 5.99%, Rhode Island's top rate. A $10,000 bonus withheld at that rate arrives as about $6,326 after the federal 22%, Rhode Island, Social Security, Medicare, and TDI. Taxable income up to $82,050 is taxed at only 3.75%, so for many employees part of it comes back at filing.
A $16 minimum wage
Rhode Island's minimum wage is $16.00 an hour in 2026. Full-time that is $33,280 a year, about $27,923 after taxes and TDI.
$11,200 single · $22,400 joint
Falls 20% for each $7,450 of income, or part of it, over $261,000; gone above $290,800
Personal exemption
$5,250 single · $10,500 joint; phases out between $261,000 and $290,800 of income ($261,000 and $290,800 joint)
Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction, and the personal exemption.
Top Cities in Rhode Island
The largest cities in Rhode Island, by U.S. Census Bureau estimate for July 1, 2025:
Providence — 195,310 residents
Cranston — 84,647 residents
Warwick — 84,187 residents
How Rhode Island Compares to Neighboring States
Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What is the Rhode Island state income tax rate?
Rhode Island has progressive income tax brackets ranging from 3.75% to 5.99%. Most middle-income earners hit the middle brackets; the top rate applies only above $186,450.
How much is taken out of my paycheck in Rhode Island?
For a single filer earning $75,000 in Rhode Island (2026): about $7,670 in federal income tax, $5,738 in Social Security and Medicare, $2,196 in Rhode Island state income tax, and $825 for the RI TDI / TCI premium, leaving about $58,572 a year, or $2,253 per biweekly paycheck.
How much is Rhode Island TDI in 2026?
1.1% of wages on the first $100,000, a maximum of $1,100 a year, paid by the employee.
What is the Rhode Island supplemental withholding rate?