A single filer earning $75,000 in Minnesota keeps about $57,686 a year, or $2,219 every two weeks. Minnesota income tax takes about $3,577, and 2026 added a new line: Paid Leave, up to $330 a year at that salary.
Minnesota tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act
Take-Home Pay—
Estimate Your Take-Home Pay
2027 figures are projected. Federal brackets and the standard
deduction are computed from chained CPI-U through August 2026. The Social Security
wage base is the SSA's official figure. State figures carry 2026 values
except where a 2027 rate is already enacted, so state tax may be slightly
overstated. Official IRS figures publish in October.
How we computed these
$
$
hrs
80 hrs is standard for bi-weekly.
Pre-Tax Deductions (optional)
$%
Reduces taxable income. Does not reduce Social Security or Medicare.
$
Section 125 plan — reduces income tax and FICA.
$
Reduces income tax and FICA.
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From Step 4(c) of your W-4.
Results update automatically as you type.
Estimated Take-Home Pay
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per paycheck
Item
Per Check
Annual
Gross Pay
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↳ 401(k) Contribution
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↳ Health Insurance
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↳ FSA / HSA
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Federal Income Tax
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Social Security (6.2%)
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Medicare (1.45%)
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↳ Additional Medicare (0.9%)
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State Income Tax
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City Income Tax
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Local Services Tax
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State SDI / PFML
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Extra Withholding
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Take-Home Pay
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Effective Tax Rate
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all taxes combined
Total Deductions
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per paycheck
Estimates federal, state, and select city taxes. Actual withholding may vary.
Minnesota Salary After Taxes at Common Pay Levels (2026)
Take-home pay for a single filer in Minnesota after federal income tax, Social Security and Medicare, Minnesota state income tax, and the MN Paid Leave premium. Based on the 2026 IRS tables and the Minnesota state 2026 schedule.
Annual Salary
Federal Tax
FICA
MN Tax
SDI
Take-Home
Effective Rate
$40,000
$2,620
$3,060
$1,321
$176
$32,823
17.9%
$60,000
$5,020
$4,590
$2,557
$264
$47,569
20.7%
$80,000
$8,770
$6,120
$3,917
$352
$60,841
23.9%
$100,000
$13,170
$7,650
$5,277
$440
$73,463
26.5%
$150,000
$24,734
$11,475
$8,942
$660
$104,189
30.5%
$200,000
$36,734
$14,339
$12,867
$812
$135,248
32.4%
Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. Effective rate counts every deduction shown, including SDI. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.
Minnesota Take-Home Pay by Pay Frequency (2026)
The same Minnesota take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, Minnesota state income tax, and the MN Paid Leave premium.
Annual Salary
Weekly52/yr
Biweekly26/yr
Semi-Monthly24/yr
Monthly12/yr
$40,000
$631
$1,262
$1,368
$2,735
$60,000
$915
$1,830
$1,982
$3,964
$80,000
$1,170
$2,340
$2,535
$5,070
$100,000
$1,413
$2,826
$3,061
$6,122
$150,000
$2,004
$4,007
$4,341
$8,682
$200,000
$2,601
$5,202
$5,635
$11,271
Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday —
26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month
(often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Minnesota,
that difference is about $105 per check.
Annual take-home is identical either way.
Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.
What's different about a Minnesota paycheck
Paid Leave started in 2026
Minnesota Paid Leave premiums began January 1, 2026 at 0.88% of wages up to the Social Security wage base, and the rate stays 0.88% for 2027. It covers family leave (0.27%) and medical leave (0.61%). Employers must pay at least half and can take up to 0.44% from your pay; some pay all of it. Small employers, with 30 or fewer employees and lower average wages, pay a reduced 0.66% rate. The tables on this page use the full 0.44%.
Fill out a W-4MN, or withholding runs high
Minnesota doesn't use the federal W-4 to set state withholding. Every employee who completes a W-4 must also complete Form W-4MN, and without one your employer must withhold as if you were single with zero allowances, which takes more than necessary for most married workers and anyone with dependents.
Bonuses at 6.25%
Bonuses, commissions, and overtime paid separately from regular wages are withheld at a flat 6.25%, regardless of allowances. With the federal 22%, Social Security, Medicare, and Paid Leave, a $10,000 bonus arrives as about $6,366.
Michigan and North Dakota commuters
Residents of Michigan and North Dakota who work in Minnesota can give their employer Form MWR each year and have no Minnesota tax withheld. Employers also don't have to withhold Minnesota tax from a nonresident they expect to pay less than $15,300 during the year.
Minimum wage and overtime
Minnesota's minimum wage is $11.41 an hour for 2026, adjusted each year by formula. Minnesota's own overtime law starts at 48 hours a week; employers covered by federal law must still pay overtime after 40. Full-time at $11.41 is $23,733 a year, about $20,599 after taxes and Paid Leave.
$15,300 single · $30,600 joint
Shrinks by 3% of income over $244,400, more steeply above $337,800, by at most 80%
Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions and the standard deduction.
Top Cities in Minnesota
The largest cities in Minnesota, by U.S. Census Bureau estimate for July 1, 2025:
Minneapolis — 430,324 residents
St. Paul — 306,684 residents
Rochester — 124,292 residents
Bloomington — 89,034 residents
How Minnesota Compares to Neighboring States
Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What is the Minnesota state income tax rate?
Minnesota has progressive income tax brackets ranging from 5.35% to 9.85%. Most middle-income earners hit the middle brackets; the top rate applies only above $203,150.
How much is taken out of my paycheck in Minnesota?
For a single filer earning $75,000 in Minnesota (2026): about $7,670 in federal income tax, $5,738 in Social Security and Medicare, $3,577 in Minnesota state income tax, and $330 for the MN Paid Leave premium, leaving about $57,686 a year, or $2,219 per biweekly paycheck.
How much is Minnesota Paid Leave on my paycheck?
Up to 0.44% of wages, half of the 0.88% premium, up to the Social Security wage base. Your employer may pay more of it.
What is the Minnesota supplemental withholding rate?
6.25% for bonuses, commissions, and overtime paid separately from regular wages.
Do I need a W-4MN?
Yes, if you want Minnesota withholding to reflect your filing status and allowances. Without it, your employer must withhold as single with zero allowances.