A single filer earning $75,000 in Ohio pays about $1,287 a year in state income tax, leaving roughly $60,306 after federal and state tax. Most Ohio paychecks also lose a city income tax, which the calculator above includes: $1,875 a year at Columbus's 2.5%, or $1,350 at Cincinnati's 1.8%.
Ohio tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act
Take-Home Pay—
Estimate Your Take-Home Pay
2027 figures are projected. Federal brackets and the standard
deduction are computed from chained CPI-U through August 2026. The Social Security
wage base is the SSA's official figure. State figures carry 2026 values
except where a 2027 rate is already enacted, so state tax may be slightly
overstated. Official IRS figures publish in October.
How we computed these
%
Rates for all 671 taxing Ohio cities and villages, from the Ohio Department of Taxation. Applied to Medicare wages, so 401(k) contributions count. Enter 0 if you work outside a taxing municipality, or your city's rate if it has changed. School district income tax isn't included.
$
$
hrs
80 hrs is standard for bi-weekly.
Pre-Tax Deductions (optional)
$%
Reduces taxable income. Does not reduce Social Security or Medicare.
$
Section 125 plan — reduces income tax and FICA.
$
Reduces income tax and FICA.
$
From Step 4(c) of your W-4.
Results update automatically as you type.
Estimated Take-Home Pay
—
per paycheck
Item
Per Check
Annual
Gross Pay
—
—
↳ 401(k) Contribution
—
—
↳ Health Insurance
—
—
↳ FSA / HSA
—
—
Federal Income Tax
—
—
Social Security (6.2%)
—
—
Medicare (1.45%)
—
—
↳ Additional Medicare (0.9%)
—
—
State Income Tax
—
—
City Income Tax
—
—
Local Services Tax
—
—
State SDI / PFML
—
—
Extra Withholding
—
—
Take-Home Pay
—
—
Effective Tax Rate
—
all taxes combined
Total Deductions
—
per paycheck
Estimates federal, state, and select city taxes. Actual withholding may vary.
Ohio Salary After Taxes at Common Pay Levels (2026)
Salary after taxes for a single filer in Ohio: this table estimates take-home pay after federal income tax, FICA (Social Security 6.2% and Medicare 1.45%), and Ohio state income tax. Based on the 2026 IRS tax tables and the Ohio state 2026 tax schedule. Local income taxes are not included in these figures. The calculator above includes local income tax for a paycheck-level breakdown.
Annual Salary
Federal Tax
FICA
OH Tax
Take-Home
Effective Rate
$40,000
$2,620
$3,060
$318
$34,002
15%
$60,000
$5,020
$4,590
$875
$49,516
17.5%
$80,000
$8,770
$6,120
$1,425
$63,686
20.4%
$100,000
$13,170
$7,650
$1,981
$77,199
22.8%
$150,000
$24,734
$11,475
$3,356
$110,435
26.4%
$200,000
$36,734
$14,339
$4,731
$144,196
27.9%
Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.
Ohio Take-Home Pay by Pay Frequency (2026)
The same Ohio take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, and Ohio state income tax.
Annual Salary
Weekly52/yr
Biweekly26/yr
Semi-Monthly24/yr
Monthly12/yr
$40,000
$654
$1,308
$1,417
$2,834
$60,000
$952
$1,904
$2,063
$4,126
$80,000
$1,225
$2,449
$2,654
$5,307
$100,000
$1,485
$2,969
$3,217
$6,433
$150,000
$2,124
$4,247
$4,601
$9,203
$200,000
$2,773
$5,546
$6,008
$12,016
Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday —
26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month
(often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Ohio,
that difference is about $109 per check.
Annual take-home is identical either way.
Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.
What's different about a Ohio paycheck
The city tax is often bigger than the state tax
Ohio cities tax the wages earned within their limits, and your employer withholds it for the city where you work. On $75,000, Columbus's 2.5% comes to $1,875, more than the $1,287 in state tax. Check your pay stub for the city named: it should be where you actually work. The calculator above lists all 671 Ohio cities and villages with an income tax, at rates from 0.1% to 3%; type the place you work. City tax applies to Medicare wages, so your 401(k) contributions are taxed by the city even though they lower your federal and state tax.
Your home city may want a share too
If you live in one city and work in another, your home city can tax you as well, minus a credit for what the work city took. Columbus residents never pay Columbus more than 2.5% in total; Cincinnati credits tax paid elsewhere up to its 1.8% rate. If your employer doesn't withhold for your home city, you may owe it when you file.
School district tax, if your district has one
Some Ohio school districts levy an income tax on their residents. It follows where you live, not where you work. You list your school district on Form IT 4 so your employer can withhold it, and any balance is settled on Form SD 100 in April.
The exemption on your IT 4 depends on your income
Ohio withholding is set by Form IT 4, not your federal W-4. The personal exemption behind it shrinks as income rises, from $2,400 per person at $40,000 or less down to $1,900 above $80,000, so higher earners have slightly more of each paycheck taxed.
The minimum wage is $11.00
Ohio's minimum wage is $11.00 an hour in 2026 at employers with annual sales over $405,000, or $5.50 plus tips for tipped workers. Smaller employers, and workers under 16, can pay the federal $7.25. A full-time year at $11.00 is $22,880, about $20,452 after federal and state tax.
For the annual picture, including capital gains, credits, and filing deadlines, see the Ohio income tax calculator.
Ohio Income Tax Brackets (2026)
Ohio has a flat income tax of 2.75% for 2026. The first $26,050 of taxable income is taxed at 0%; everything above it is taxed at 2.75%.
Personal exemption
Per person, by income: $2,400 up to $40,000 · $2,150 up to $80,000 · $1,900 up to $749,999; none above
2026 update:Effective 1/1/2026. Ohio collapsed its top 3.125% bracket — the rate is now flat 2.75% above the $26,050 nonbusiness income exemption.
Taxable income equals gross wages minus pre-tax deductions and the personal exemption.
Top Cities in Ohio
The largest cities in Ohio, where local taxes may apply on top of state withholding, by U.S. Census Bureau estimate for July 1, 2025:
Columbus — 938,396 residents
Cleveland — 363,608 residents
Cincinnati — 314,367 residents
Toledo — 263,423 residents
How Ohio Compares to Neighboring States
Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What is the Ohio state income tax rate?
Ohio has a flat income tax rate of 2.75% for 2026. Whether you earn $40,000 or $200,000, your state tax rate is the same — applied to taxable income above the first $26,050, which is taxed at 0% (after the personal exemption).
How much is taken out of my paycheck in Ohio?
For a single filer earning $75,000 in Ohio (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $1,287 in Ohio state income tax — leaving about $60,306 take-home (19.6% effective tax rate). On top of that, expect any local income tax where you live or work.
Why is city tax taken out of my Ohio paycheck?
Most Ohio cities tax wages earned inside their limits, and employers withhold it for the city you work in. Rates vary by city; Columbus is 2.5% and Cincinnati 1.8%. The calculator on this page includes every taxing city and village.
Do I pay Ohio city tax to where I live or where I work?
To where you work, through your employer. Your home city may also tax you, less a credit for the work city's tax, and you may have to settle that on a city return.
What is the Ohio minimum wage in 2026?
$11.00 an hour, or $5.50 plus tips for tipped workers, at employers with annual gross receipts over $405,000. Smaller employers must pay at least the federal $7.25.