Last updated: September 2026

Arizona Paycheck Calculator

A single filer earning $75,000 in Arizona keeps about $60,120 a year after federal tax, FICA, and about $1,473 in Arizona income tax, or $2,312 every two weeks. What actually comes out of each check is up to you: Arizona withholding is a flat percentage of pay that you choose on Form A-4.

Arizona tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act

Estimate Your Take-Home Pay

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Pre-Tax Deductions (optional)
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Reduces taxable income. Does not reduce Social Security or Medicare.

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Section 125 plan — reduces income tax and FICA.

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Reduces income tax and FICA.

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From Step 4(c) of your W-4.

Results update automatically as you type.

Estimated Take-Home Pay
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per paycheck
Item Per Check Annual
Gross Pay — —
Federal Income Tax — —
Social Security (6.2%) — —
Medicare (1.45%) — —
Take-Home Pay — —
Effective Tax Rate
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all taxes combined
Total Deductions
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per paycheck

Estimates federal, state, and select city taxes. Actual withholding may vary.

Arizona Salary After Taxes at Common Pay Levels (2026)

Salary after taxes for a single filer in Arizona: this table estimates take-home pay after federal income tax, FICA (Social Security 6.2% and Medicare 1.45%), and Arizona state income tax. Based on the 2026 IRS tax tables and the Arizona state 2026 tax schedule.

Annual Salary Federal Tax FICA AZ Tax Take-Home Effective Rate
$40,000 $2,620 $3,060 $598 $33,723 15.7%
$60,000 $5,020 $4,590 $1,098 $49,293 17.8%
$80,000 $8,770 $6,120 $1,598 $63,513 20.6%
$100,000 $13,170 $7,650 $2,098 $77,083 22.9%
$150,000 $24,734 $11,475 $3,348 $110,444 26.4%
$200,000 $36,734 $14,339 $4,598 $144,330 27.8%

Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.

Arizona Take-Home Pay by Pay Frequency (2026)

The same Arizona take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, and Arizona state income tax.

Annual Salary Weekly52/yr Biweekly26/yr Semi-Monthly24/yr Monthly12/yr
$40,000 $649 $1,297 $1,405 $2,810
$60,000 $948 $1,896 $2,054 $4,108
$80,000 $1,221 $2,443 $2,646 $5,293
$100,000 $1,482 $2,965 $3,212 $6,424
$150,000 $2,124 $4,248 $4,602 $9,204
$200,000 $2,776 $5,551 $6,014 $12,027

Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday — 26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month (often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Arizona, that difference is about $108 per check. Annual take-home is identical either way.

Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.

What's different about a Arizona paycheck

You pick the withholding rate

Arizona employers don't use withholding tables. On Form A-4 you choose 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, or 3.5% of your gross taxable wages, which is your pay after pre-tax deductions such as health premiums. You can add a flat extra amount per check. If you never file an A-4, your employer withholds 2.0%. New employees are asked to file one within five days of starting.

Is the 2.0% default right for you?

Your Arizona tax is 2.5% of income after a $16,100 standard deduction, while the default withholds 2.0% of all pay. For a single filer the two match at about $80,500. Below that, 2.0% withholds too much: about $203 extra a year at $40,000. Above it, too little: you would owe about $348 at $150,000 unless you pick a higher rate. The calculator shows the tax you owe, not the A-4 withholding.

The A-4 rate that matches your tax

Arizona tax as a share of gross pay, for a single filer taking the standard deduction: $30,000, 1.16%; $50,000, 1.7%; $75,000, 1.96%; $100,000, 2.1%; $150,000, 2.23%; $250,000, 2.34%. Pick the A-4 option at or just above your figure, then add an extra amount per check if you have other income, such as a spouse's wages or investments, that Arizona will tax.

Zero withholding if you will owe nothing

If you expect no Arizona tax for the year after credits, you can elect 0% on the A-4. The election lasts one calendar year; to keep it, give your employer a new form for the next year. If your situation changes and you expect to owe, file a new A-4 with a percentage.

Tips and overtime are withheld on, then come back

From 2025 returns, Arizona lets you subtract the qualified tips and overtime you deduct federally. Withholding still runs on gross taxable wages, which include tips and overtime, so the tax withheld on them comes back when you file.

Bonuses

A bonus is withheld at the same A-4 percentage as the rest of your pay. At the 2.0% default, with the federal 22%, Social Security, and Medicare, a $10,000 bonus arrives as about $6,835.

No city income tax or state disability deduction

Arizona cities don't tax wages, and the state has no disability or paid leave premium. Federal tax, FICA, and your A-4 percentage are the whole list of required deductions.

Minimum wage

Arizona's minimum wage rose to $15.15 an hour on January 1, 2026, from $14.70. Full-time that is about $31,512 a year, leaving roughly $27,115 after taxes. At the 2.0% default, a minimum-wage worker has about $245 more withheld than they owe.

For the annual picture, including capital gains, credits, and filing deadlines, see the Arizona income tax calculator.

Arizona Income Tax Brackets (2026)

Arizona has a flat income tax of 2.5% for 2026. Both single and joint filers pay the same rate on all taxable income.

Standard Deduction
$16,100 single · $32,200 joint

Taxable income equals gross wages minus pre-tax deductions and the standard deduction.

Top Cities in Arizona

The largest cities in Arizona, by U.S. Census Bureau estimate for July 1, 2025:

  • Phoenix — 1,665,481 residents
  • Tucson — 548,371 residents
  • Mesa — 513,656 residents
  • Gilbert — 287,285 residents

How Arizona Compares to Neighboring States

Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:

State Take-Home vs. Arizona
Arizona (here) $60,120 —
California $58,818 -$1,302
Nevada $61,593 +$1,473
Utah $58,483 -$1,637
New Mexico $59,233 -$887
Colorado $59,001 -$1,119

Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.

Frequently Asked Questions

What is the Arizona state income tax rate?

Arizona has a flat income tax rate of 2.5% for 2026. Whether you earn $40,000 or $200,000, your state tax rate is the same — applied to taxable income after the standard deduction.

How much is taken out of my paycheck in Arizona?

For a single filer earning $75,000 in Arizona (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $1,473 in Arizona state income tax — leaving about $60,120 take-home (19.8% effective tax rate). Arizona has no state paid-leave premium and no local income tax, so those are the only deductions required by law.

What Arizona withholding percentage should I choose?

For a single filer with no other income, 2.0% is close to right at about $80,500 of salary. Lower earners can choose less, down to 0.5%, and higher earners 2.5% or more. The options run from 0.5% to 3.5%.

What happens if I don't fill out an Arizona A-4?

Your employer withholds 2.0% of your gross taxable wages.

Are tips and overtime taxed in Arizona?

They are withheld on, but from 2025 returns you can subtract the qualified tips and overtime you deducted federally, so the tax on them is refunded when you file.

What is the Arizona minimum wage in 2026?

$15.15 an hour, up from $14.70 in 2025.

More Arizona Calculators

Arizona Income Tax Calculator
Estimate Arizona state and federal income tax on your annual income.
Arizona Sales Tax
Arizona state and city sales tax rates, with a calculator.

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