A single filer earning $75,000 in Maryland pays about $3,199 in state income tax and, in most counties, another $2,190 in county tax, leaving about $56,203 a year, or $2,162 every two weeks. Pick your county in the calculator above to include its rate. From January 2027 a paid leave deduction starts too.
Maryland tax data current for 2025 & 2026 · 2027 available as a projection · Updated for the One Big Beautiful Bill Act
Take-Home Pay—
Estimate Your Take-Home Pay
2027 figures are projected. Federal brackets and the standard
deduction are computed from chained CPI-U through August 2026. The Social Security
wage base is the SSA's official figure. State figures carry 2026 values
except where a 2027 rate is already enacted, so state tax may be slightly
overstated. Official IRS figures publish in October.
How we computed these
Other cities may have additional local taxes not reflected here.
$
$
hrs
80 hrs is standard for bi-weekly.
Pre-Tax Deductions (optional)
$%
Reduces taxable income. Does not reduce Social Security or Medicare.
$
Section 125 plan — reduces income tax and FICA.
$
Reduces income tax and FICA.
$
From Step 4(c) of your W-4.
Results update automatically as you type.
Estimated Take-Home Pay
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per paycheck
Item
Per Check
Annual
Gross Pay
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↳ 401(k) Contribution
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↳ Health Insurance
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↳ FSA / HSA
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Federal Income Tax
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Social Security (6.2%)
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Medicare (1.45%)
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↳ Additional Medicare (0.9%)
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State Income Tax
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City Income Tax
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Local Services Tax
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State SDI / PFML
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Extra Withholding
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Take-Home Pay
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Effective Tax Rate
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all taxes combined
Total Deductions
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per paycheck
Estimates federal, state, and select city taxes. Actual withholding may vary.
Maryland Salary After Taxes at Common Pay Levels (2026)
Salary after taxes for a single filer in Maryland: this table estimates take-home pay after federal income tax, FICA (Social Security 6.2% and Medicare 1.45%), and Maryland state income tax. Based on the 2026 IRS tax tables and the Maryland state 2026 tax schedule. Local income taxes are not included in these figures. The calculator above includes local income tax for a paycheck-level breakdown.
Annual Salary
Federal Tax
FICA
MD Tax
Take-Home
Effective Rate
$40,000
$2,620
$3,060
$1,536
$32,784
18%
$60,000
$5,020
$4,590
$2,486
$47,904
20.2%
$80,000
$8,770
$6,120
$3,436
$61,674
22.9%
$100,000
$13,170
$7,650
$4,386
$74,794
25.2%
$150,000
$24,734
$11,475
$7,042
$106,749
28.8%
$200,000
$36,734
$14,339
$9,826
$139,101
30.4%
Single filer, no pre-tax deductions. Assumes year-round wages; standard deduction applied. The federal brackets, standard deduction and Social Security wage base behind these figures are on the 2026 tax figures page.
Maryland Take-Home Pay by Pay Frequency (2026)
The same Maryland take-home figures divided across common pay schedules — what actually lands in your account each payday, after federal tax, FICA, and Maryland state income tax.
Annual Salary
Weekly52/yr
Biweekly26/yr
Semi-Monthly24/yr
Monthly12/yr
$40,000
$630
$1,261
$1,366
$2,732
$60,000
$921
$1,842
$1,996
$3,992
$80,000
$1,186
$2,372
$2,570
$5,139
$100,000
$1,438
$2,877
$3,116
$6,233
$150,000
$2,053
$4,106
$4,448
$8,896
$200,000
$2,675
$5,350
$5,796
$11,592
Biweekly and semi-monthly are not the same thing. Biweekly means every other Friday —
26 paychecks a year, so two months each year contain three paydays. Semi-monthly means twice a month
(often the 15th and the last day) — 24 slightly larger paychecks. On a $40,000 salary in Maryland,
that difference is about $105 per check.
Annual take-home is identical either way.
Single filer, no pre-tax deductions. Divides annual take-home evenly; real paychecks vary slightly with withholding rounding and benefit deductions.
What's different about a Maryland paycheck
County tax on every check
Employers withhold county tax along with state tax, based on where you live. On $75,000 a single filer pays about $2,190 in the counties at 3.2%, which include Montgomery, Prince George's, Baltimore County, Baltimore City, and Howard. Anne Arundel comes to about $1,892, Frederick comes to about $2,026, Worcester comes to about $1,540. For 2026 Allegany rose to 3.2% and Kent to 3.3%.
Withholding never uses less than 4.75%
Maryland law doesn't allow a withholding rate below 4.75%, even though the first $3,000 of taxable income is taxed at 2% to 4% on your return. On that first $3,000, withholding takes about $53 more than the tax, which comes back when you file.
High earners must cut their exemptions
Employers count every exemption on Form MW507 as $3,200. Above $100,000 of federal AGI ($150,000 joint) that exemption shrinks, and Maryland puts the job of claiming fewer exemptions on the employee rather than the employer. If you don't, too little will be withheld.
Working in Maryland, living elsewhere
Nonresidents who work in Maryland generally have no county rate. Instead, employers withhold an additional state tax at 2.25%, the lowest county rate.
FAMLI paid leave starts in January 2027
Maryland's paid family and medical leave program is funded by a 0.9% contribution on wages up to the Social Security cap. Employees pay up to half, 0.45%, starting with paychecks in January 2027: about $338 a year on $75,000. Some employers pay the whole amount. You can't opt out, and contributions aren't refunded if you never use the leave. Benefits, up to $1,000 a week for up to 12 weeks, begin in 2028. The calculator includes it for 2027.
Minimum wage
Maryland's minimum wage is $15.00 an hour. Full-time, that is $31,200 a year before taxes.
Brackets shown are marginal: each rate applies only to the portion of taxable income within that bracket, not your total income. Taxable income equals gross wages minus pre-tax deductions, the standard deduction, and the personal exemption.
Top Cities in Maryland
The largest cities in Maryland, where local taxes may apply on top of state withholding, by U.S. Census Bureau estimate for July 1, 2025:
Baltimore — 569,997 residents
Frederick — 92,059 residents
Gaithersburg — 71,113 residents
Rockville — 67,563 residents
How Maryland Compares to Neighboring States
Single-filer take-home on a $75,000 annual salary in 2026, federal + state income tax + FICA only:
Take-home reflects single filer, no pre-tax deductions; SDI/PFML and local taxes excluded for an apples-to-apples comparison.
Frequently Asked Questions
What is the Maryland state income tax rate?
Maryland has progressive income tax brackets ranging from 2% to 6.5%. Most middle-income earners hit the middle brackets; the top rate applies only above $1,000,000.
How much is taken out of my paycheck in Maryland?
For a single filer earning $75,000 in Maryland (2026), expect roughly $7,670 in federal income tax, $5,738 in FICA, and $3,199 in Maryland state income tax — leaving about $58,394 take-home (22.1% effective tax rate). On top of that, expect any local income tax where you live or work.
How much county tax comes out of a Maryland paycheck?
It depends on where you live: 2.25% to 3.3% of Maryland taxable income for 2026, with most counties at 3.2%. On $75,000 that is about $2,190 a year in Montgomery County.
When does Maryland FAMLI come out of paychecks?
Starting in January 2027. Employees pay up to 0.45% of wages, half of the 0.9% total, up to the Social Security wage cap.
Why do I owe Maryland tax even though tax was withheld?
A common reason is income over $100,000 ($150,000 joint): the exemption phases out, but your employer still counts each exemption on your MW507 as $3,200 until you reduce them.